Skip to main content
Back to Top

 

SSRC Library

The SSRC Library allows visitors to access materials related to self-sufficiency programs, practice and research. Visitors can view common search terms, conduct a keyword search or create a custom search using any combination of the filters at the left side of this page. To conduct a keyword search, type a term or combination of terms into the search box below, select whether you want to search the exact phrase or the words in any order, and click on the blue button to the right of the search box to view relevant results.

Writing a paper? Working on a literature review? Citing research in a funding proposal? Use the SSRC Citation Assistance Tool to compile citations.

  • Conduct a search and filter parameters as desired.
  • "Check" the box next to the resources for which you would like a citation.
  • Select "Download Selected Citation" at the top of the Library Search Page.
  • Select your export style:
    • Text File.
    • RIS Format.
    • APA format.
  • Select submit and download your citations.

The SSRC Library collection is constantly growing and new research is added regularly. We welcome our users to submit a library item to help us grow our collection in response to your needs.


  • Individual Author: Karpman, Michael; Zuckerman, Stephen; Gonzalez, Dulce; Kenney, Genevieve M.
    Reference Type: Report
    Year: 2020

    As it confronts the COVID-19 pandemic, the US faces what could be its worst economic crisis since the Great Depression. A successful government response to the economic consequences of the pandemic is critical for sustaining families’ health and well-being and allowing families to remain housed as major sectors of the economy remain closed. The success of this response will partly depend on its effectiveness in reaching the families hardest hit by the loss of jobs and incomes. As relief is distributed, policymakers will need timely data on families’ financial and material well-being to evaluate and improve current efforts and inform new legislation. This brief uses new data from the Urban Institute’s Health Reform Monitoring Survey, a nationally representative survey of nonelderly adults conducted between March 25 and April 10, 2020, to examine the effects of the coronavirus outbreak on families’ employment and abilities to meet basic needs, as well as racial/ethnic and family income–related disparities in the economic impact of the pandemic. As of late March/early April, we find...

    As it confronts the COVID-19 pandemic, the US faces what could be its worst economic crisis since the Great Depression. A successful government response to the economic consequences of the pandemic is critical for sustaining families’ health and well-being and allowing families to remain housed as major sectors of the economy remain closed. The success of this response will partly depend on its effectiveness in reaching the families hardest hit by the loss of jobs and incomes. As relief is distributed, policymakers will need timely data on families’ financial and material well-being to evaluate and improve current efforts and inform new legislation. This brief uses new data from the Urban Institute’s Health Reform Monitoring Survey, a nationally representative survey of nonelderly adults conducted between March 25 and April 10, 2020, to examine the effects of the coronavirus outbreak on families’ employment and abilities to meet basic needs, as well as racial/ethnic and family income–related disparities in the economic impact of the pandemic. As of late March/early April, we find the following: 

    • Just over 4 in 10 nonelderly adults (41.5 percent) reported that their families have lost jobs, work hours, or work-related income because of the coronavirus outbreak.
    • Job and income losses are widespread but more prevalent among the families of low-income and Hispanic adults.
    • In response to the crisis, 30.6 percent of adults reported that their families reduced spending on food, 43.1 percent put off major purchases, and 27.9 percent drew down savings or increased credit card debt. Among adults in families that lost work or income, 46.5 percent reduced spending on food, 58.1 percent put off major purchases, and 43.9 percent tapped savings or increased credit card debt.
    • Low-income, Hispanic, and black adults were most likely to report that their families reduced spending on food, delayed major purchases, or used savings or increased credit card debt.
    • As families cope with new financial challenges, many have experienced serious material hardships. Nearly one-third of adults (31.0 percent) reported that their families could not pay the rent, mortgage, or utility bills, were food insecure, or went without medical care because of the cost during the last 30 days. Among adults in families that lost work or income, the share experiencing these material hardships was 42.0 percent over the same time period.
    • Over two-thirds (68.6 percent) of adults with family incomes below the federal poverty level and over 45 percent of black and Hispanic adults reported that their families experienced one or more of these hardships in the last 30 days.
    • Looking ahead to the next month, adults are most likely to be worried about being able to work enough hours (38.5 percent) and pay their debts (33.1 percent), and more than one-quarter worry about paying for housing, utility, and medical costs and having enough food to eat. (Author abstract)
  • Individual Author: Ivers, Louise C.; Walton, David A.
    Reference Type: Journal Article
    Year: 2020

    As the world struggles with the rapidly evolving pandemic of novel coronavirus disease (COVID-19), evidence and experience suggest that low-income and marginalized communities in our global society will bear the biggest impact. Weknow this because, with our colleagues in Boston, Haiti, Uganda, and Sierra Leone, we have worked in under-resourced, overstretched, and overwhelmed health systems for our whole careers. We know we will see the devastating impact of this pandemic on those who are already marginalized; COVID-19 will amplify existing inequities, and we must act swiftly to leave no one behind. (Author introduction)

    As the world struggles with the rapidly evolving pandemic of novel coronavirus disease (COVID-19), evidence and experience suggest that low-income and marginalized communities in our global society will bear the biggest impact. Weknow this because, with our colleagues in Boston, Haiti, Uganda, and Sierra Leone, we have worked in under-resourced, overstretched, and overwhelmed health systems for our whole careers. We know we will see the devastating impact of this pandemic on those who are already marginalized; COVID-19 will amplify existing inequities, and we must act swiftly to leave no one behind. (Author introduction)

  • Individual Author: Labella, Madelyn H.; McCormick, Christopher M.; Narayan, Angela J.; Desjardins, Christopher D. ; Masten, Ann S.
    Reference Type: Journal Article
    Year: 2019

    A multimethod, multi-informant design was used to examine links among sociodemographic risk, family adversity, parenting quality, and child adjustment in families experiencing homelessness. Participants were 245 homeless parents (Mage = 31.0, 63.6% African American) and their 4- to 6-year-old children (48.6% male). Path analyses revealed unique associations by risk domain: Higher sociodemographic risk predicted more externalizing behavior and poorer teacher–child relationships, whereas higher family adversity predicted more internalizing behavior. Parenting quality was positively associated with peer acceptance and buffered effects of family adversity on internalizing symptoms, consistent with a protective effect. Parenting quality was associated with lower externalizing behavior only when sociodemographic risk was below the sample mean. Implications for research and practice are discussed. (author abstract)

    A multimethod, multi-informant design was used to examine links among sociodemographic risk, family adversity, parenting quality, and child adjustment in families experiencing homelessness. Participants were 245 homeless parents (Mage = 31.0, 63.6% African American) and their 4- to 6-year-old children (48.6% male). Path analyses revealed unique associations by risk domain: Higher sociodemographic risk predicted more externalizing behavior and poorer teacher–child relationships, whereas higher family adversity predicted more internalizing behavior. Parenting quality was positively associated with peer acceptance and buffered effects of family adversity on internalizing symptoms, consistent with a protective effect. Parenting quality was associated with lower externalizing behavior only when sociodemographic risk was below the sample mean. Implications for research and practice are discussed. (author abstract)

  • Individual Author: Elliott, Diana; Quakenbush, Caleb
    Reference Type: Report
    Year: 2019

    Washington, DC, is a city of contrasts with respect to residents’ financial security. While some residents are among the country’s most financially secure, others find it hard to make ends meet. High housing costs, unequal opportunity, and economically segregated neighborhoods make it challenging for some residents to feel financially secure and to weather unexpected expenses and emergencies.

    The city has extensive resources to support residents, ranging from policies that protect consumers to city-led programs that assist those in need to deep nonprofit capacity that helps residents improve their financial standing. But even in a city with strong supports for financial health, more can be done. To learn where gaps and opportunities exist in DC’s financial landscape, we spoke with residents about their financial challenges, how they address financial crises, the financial services they like and use most, and what financial service needs are not being met. From this knowledge, better programs can be designed to help residents shore up their financial standing.

    This...

    Washington, DC, is a city of contrasts with respect to residents’ financial security. While some residents are among the country’s most financially secure, others find it hard to make ends meet. High housing costs, unequal opportunity, and economically segregated neighborhoods make it challenging for some residents to feel financially secure and to weather unexpected expenses and emergencies.

    The city has extensive resources to support residents, ranging from policies that protect consumers to city-led programs that assist those in need to deep nonprofit capacity that helps residents improve their financial standing. But even in a city with strong supports for financial health, more can be done. To learn where gaps and opportunities exist in DC’s financial landscape, we spoke with residents about their financial challenges, how they address financial crises, the financial services they like and use most, and what financial service needs are not being met. From this knowledge, better programs can be designed to help residents shore up their financial standing.

    This brief describes the financial landscape for DC residents and the products and services that would help them most. Additionally, this brief is responsive to the city’s concurrent and ongoing policy and program conversations. For one, the DC government is investigating whether a financial empowerment center—where residents can receive financial counseling—may be needed and for whom. For another, nonprofit and government stakeholders have been discussing small-dollar loan gaps, where residents seek emergency funds, and how best to address such needs. This brief is grounded in these conversations and related questions, explored through six focus groups conducted in October and December 2018 with residents accessing financial programs through various DC nonprofit service providers. We conducted additional stakeholder interviews among leaders working within the DC government and at area nonprofits who work with people with notable financial needs of potential interest for financial empowerment center programming. These people include returning citizens, immigrants, those transitioning off Temporary Assistance for Needy Families (TANF), and those transitioning out of homelessness.

    The findings reveal the financial service needs that programs are not meeting and potential avenues to better help DC residents move toward greater security.

    Key findings include the following:

    • Distrust in financial institutions is prevalent. Most residents in the focus groups were banked. But there was considerable distrust of large financial institutions because of negative experiences with banks and loans. Some residents reported switching banks or credit unions after bad experiences and reported pulling money out of their accounts.
    • Residents struggle to build up savings. Most respondents reported that saving money for emergencies and long-term financial goals was difficult for such reasons as student loan payments, transportation expenses, financial disruptions, unpredictable employment, and consumer debt. Housing costs were frequently cited as the biggest expense and concern.
    • Credit access and understanding is limited. Despite an interest in improving their credit scores, respondents did not necessarily have the correct information or know the best way to achieve this goal. In addition, not all residents have access to revolving credit, and its access is limited in less affluent areas.
    • Small-dollar loans could help. Residents expressed a need for emergency cash assistance. There are few safe and affordable small-dollar loan products in DC, and none provide immediate assistance, so expanding access could help. But residents are concerned about borrowing money and being locked into an inflexible payment cycle and schedule.

    Many residents could be served well by a financial empowerment center. This includes returning citizens, people transitioning off government assistance and housing programs, and immigrants. Financial counseling and coaching, loan products, and programs that target debt management and housing expenses could offer benefits. (Author abstract)

     

  • Individual Author: Shaefer, H. Luke ; Edin, Kathryn ; Fusaro, Vincent ; Wu, Pinghui
    Reference Type: Journal Article
    Year: 2019

    Since the early 1990s, the social safety net for families with children in the United States has undergone an epochal transformation. Aid to poor working families has become more generous. In contrast, assistance to the deeply poor has declined sharply, and what remains often takes the form of in-kind aid. A historical view finds that this dramatic change mirrors others. For centuries, the nature and form of poor relief has been driven in part by shifting cultural notions of which social groups constitute the “deserving” and “undeserving” poor. This line was firmly redrawn in the 1990s. Did the re-institutionalization of these categorizations in policy have material consequences? In this study, we examine the relationship between the decline of traditional cash welfare during the 2001-2015 period and two direct measures of wellbeing among households with children: household food insecurity and public school child homelessness. Using models that control for state and year trends, along with other factors, we find that the decline of cash assistance is associated with increases in...

    Since the early 1990s, the social safety net for families with children in the United States has undergone an epochal transformation. Aid to poor working families has become more generous. In contrast, assistance to the deeply poor has declined sharply, and what remains often takes the form of in-kind aid. A historical view finds that this dramatic change mirrors others. For centuries, the nature and form of poor relief has been driven in part by shifting cultural notions of which social groups constitute the “deserving” and “undeserving” poor. This line was firmly redrawn in the 1990s. Did the re-institutionalization of these categorizations in policy have material consequences? In this study, we examine the relationship between the decline of traditional cash welfare during the 2001-2015 period and two direct measures of wellbeing among households with children: household food insecurity and public school child homelessness. Using models that control for state and year trends, along with other factors, we find that the decline of cash assistance is associated with increases in these two forms of hardship. (Author abstract) 

Sort by

Topical Area(s)

Popular Searches

Source

Year

Year ranges from 1987 to 2020

Reference Type

Research Methodology

Geographic Focus

Target Populations